Every entity. One balance sheet. The next move — with the math.
Your LLCs, trusts and rentals. One net worth.Family-office tracking, without the family-office price.
$15/mo or $150/yr. Kubera charges $2,500/yr for multi-entity tracking (Kubera Black).
Personal, joint, LLC, S-corp, C-corp, trust and partnership on one balance sheet, including entities that own other entities. Real estate, vehicles, metals, crypto and trading cards valued automatically. Every suggestion shows its formula and the rows it used. $150 a year, or $15 a month.
Kubera charges $2,500/yr for multi-entity tracking (Kubera Black). Nova is $150/yr.
It proposes the move. You make it. Nova never touches your money.
14 days free, then $15/mo or $150/yr. The demo runs the real suggestion engine on sample data.
Read-only preview with one bank or brokerage. Suggestions and the rest unlock with the trial.
Sample · illustrative
Your share
Your total
$870,180
50%Joint with spouse
$104,250
60%Northstar Rentals LLC · 2 rentals
$184,620
100%Family Trust
$412,800
Ownership-weighted: a 60% LLC stake counts 60% of the LLC's equity, never 100%.
- AES-256-GCM encrypted connection tokens
- Plaid network for read-only sync
- We never sell your data
- Your data is yours — delete it yourself, export on request
Total net worth · Personal
+$2,694.91 +0.44% today
$612,480.18
Example scenario · illustrative
A $42,000 checking balance could be dragging $1,038/year after a 3-month operating buffer. Nova would surface moving $30,000 to a money market fund (money-market yield 3.47% as of 2026-10-14, illustrative) as a candidate scenario — you decide.
It proposes.
Monarch is a dashboard. Kubera is a spreadsheet. Empower is a sales funnel. Nova proposes specific moves with the math attached. You decide. It shows the numbers and tracks whether you acted.
Multi-entity, natively.
Personal, joint, LLC, S-corp, C-corp, trust, partnership, and entities that own other entities by percentage. One balance sheet, switchable views, real tax-entity boundaries. The way wealth is actually structured.
Auto-valued.
Real estate, vehicles, precious metals, crypto, and trading cards are priced automatically — real estate from ATTOM's automated valuation model, vehicles from MarketCheck, metals and crypto from spot prices, and trading cards from JustTCG market prices, re-priced on a schedule (weekly for metals and crypto). The illiquid half of your balance sheet stays current without a spreadsheet.
Multi-entity model
The day you add an LLC, every other tracker becomes useless.
Personal, joint, LLC, S-corp, C-corp, trust, partnership — and entities that own other entities. One balance sheet, switchable views, real tax-entity boundaries — the way wealth is actually structured.
Personal
$612,480.18
Northstar Rentals LLC
$438,250.00
Maple Street Duplex LLC
$186,400.00
Consolidated net worth
$1,237,130.18
Sample data · illustrative.
Also in the box
The rest of the balance sheet, handled.
Share with a partner or CPA
Invite a partner as a member, or give your accountant or advisor read-only access to an entity. Advisors can see the numbers but can’t change them. Co-own something with a partner? Add their ownership % to the invite: each of you sees your own share in your net worth, and nothing is counted twice.
How sharing worksDebt planner and real equity
Compare avalanche and snowball payoff side by side, with a projected debt-free month. Link a mortgage or loan to its asset to see what you actually own.
History that explains itself
Track net worth over time, see which categories drove each change, and export your history to CSV whenever you want it.
Read-only API and MCP server
Create a personal access token to read your net worth, accounts, holdings, and transactions, or connect an AI assistant over MCP. There are no write scopes.
Token securityGoals, including FIRE
Set a net-worth target, or let Nova suggest a FIRE number from your actual spending using the 25× rule.
Multi-currency accounts
Hold accounts in other currencies. Nova converts them to USD at published reference rates so they land on the same balance sheet.
Pricing
Your LLCs, trusts and rentals. One price.
One plan. Everything included — every entity, every account type, the consolidated roll-up, shared access, and the tax-loss-harvest module. No tiers to decode, no features held hostage.
Nova
$15/mo
Up to 100 entities and 250 accounts with no per-entity fees, suggested moves that show their math (Nova proposes, you decide), consolidated roll-up, shared access, tax-loss-harvest module, and email support.
Start free trial14-day free trial (card required, not charged until the trial ends), then $15/mo billed monthly (or save with annual). Cancel anytime from Billing in your Nova account.
Security & data
Your balance sheet stays yours.
Read-only, always
Plaid connections are read-only. Nova can see your balances and holdings; it cannot move money or initiate transfers — there is no write path.
Encrypted at every layer
TLS in transit. Sensitive credentials sealed at rest with AES-256-GCM envelope encryption — a separate encryption key per record, wrapped by a master key held outside the database.
Your data is yours
Delete your account yourself from your account menu and everything — accounts, holdings, suggestions, audit log — is removed. Prefer email? Ask us for an export or deletion and it's handled within 30 days. No dark patterns, no retention games.
We don't sell data, ever
No ad tech, no data brokers, no anonymized resale. We never sell your data or use it to train models. The only AI feature is Explain this Math, and /privacy discloses exactly what it sends. Revenue is subscriptions — full stop.
FAQ
The questions we get most.
How is this different from Monarch or Copilot?
Those are dashboards — they show you the number. Nova proposes specific moves with the math attached: move $X from checking into a money-market fund earning more, or harvest $Y in losses before year-end to offset your gains. Every suggestion shows its inputs, the formula, and a confidence range. You stay the decision-maker; the math is finally visible.
How do I get started?
Create an account and start a 14-day free trial. Link accounts through Plaid (read-only) or add holdings manually, set up your entities, and Nova builds your balance sheet. Want to look before signing up? The demo runs the real engine on sample data — no account needed.
What happens to my data?
Stored encrypted at rest, transmitted over TLS. We don't sell it or share it with ad tech. The suggestions themselves are computed by Nova's own deterministic rules. The one exception is the optional “Explain this Math” button: when you use it, Nova sends that suggestion and a snapshot of your portfolio to OpenAI, which writes the plain-English explanation. You can delete your account yourself from your account menu at any time, or email us for a full export or deletion (handled within 30 days). See the security section above.
Is this investment advice?
No. Nova is an educational tool — it surfaces math and structural moves you could consider. It does not personalize for your full situation, your tax bracket, or your risk tolerance. For tax, legal, or investment advice specific to you, talk to a licensed professional.
What if I don't have an LLC or a trust yet?
You don't need one. Start with a single personal entity; add a joint entity or invite your partner with shared access if you have one. When you do form an LLC or a trust, you add it as a sibling entity and Nova shows you the consolidated picture automatically. Multi-entity is the headline because it's the killer feature, not because it's required.
Does this work for a portfolio in the millions?
Yes — that's the design target. We model lots, basis, illiquid holdings (real estate, vehicles, metals, crypto, trading cards, and manual entries for art or private equity), and entity-level tax boundaries by default. Every entity and account type is included in the one plan. If you have something unusual on your balance sheet, reach out and we'll make sure it's covered.
Get started
Put your whole balance sheet in one place — every entity, one view.
14 days free, then $15/mo. Cancel anytime. By creating an account you agree to our terms and privacy policy.