Nova vs Kubera.
Kubera is built for complex, multi-entity wealth, and its entity features sit in the Black plan. Checked against Kubera's own pages on November 4, 2026. Not documented means we found no statement on those pages, not that the product lacks the feature.
| Feature | Nova | Kubera | Source |
|---|---|---|---|
| Price | $150 a year, or $15 a month | Black $2,500 a year. Essentials $250 a year. | kubera.com |
| Multi-entity structure | Included in the one plan. Entities can own other entities at any percentage, and value rolls up through every layer. | Ownership tags across people, trusts and entities, plus nested portfolios per entity. Black only; Essentials ($250 a year) doesn't include them. | kubera.com |
| Setup help | Self-serve. No onboarding package. | Guided onboarding, AI setup and support | kubera.com/wealth-tracker, kubera.com |
| Free trial | 14 days | 14 days | kubera.com |
| Auto-valued assets | Real estate (RentCast or ATTOM), vehicles, crypto, precious-metals spot pricing and trading cards. | Live price feeds plus an AI appraiser for gold, real estate, vehicles, jewelry and watches. | kubera.com |
| Manual assets | Manual real estate, watches and art. | Cars, gold, art, watches and domains are listed as manual. | kubera.com/wealth-tracker |
| Sharing | A read-only advisor role. | Share portfolios with family, assistants, advisors and accountants, with granular access control. | kubera.com |
| Currencies | Converts non-USD accounts to USD at reference rates. | Multi-currency runs through every layer. | kubera.com |
| Scenarios and suggestions | A rules engine ranks specific moves by impact and shows the numbers behind each one. | Fast Forward runs scenarios on complex wealth, such as selling a company or funding a trust. | kubera.com |
| Reasoning panel for every suggestion | Each suggestion has a "Show math" panel with inputs, steps and a confidence range. | Not documented | No statement found |
| Confidence ranges on illiquid assets | A low/high band is stored next to each automated valuation. | Not documented | No statement found |
| Tax-loss-harvesting guidance | Includes a tax-loss-harvest rule, a tax-window-close rule and lot-level positions. | Not documented | No statement found |
| No advisory offer | Nova doesn't offer advisory services. | States it doesn't sell financial products or run ads. | kubera.com/security |
| Native mobile apps | A web app with a PWA manifest. No native iOS or Android app. | Not documented | No statement found |
| Years in market | Launched in 2026. | Not documented | No statement found |
Where Kubera is stronger
Kubera Black includes guided onboarding and one-on-one video support, which Nova doesn't offer; Nova is self-serve. Kubera documents multi-currency across every layer, while Nova converts non-USD accounts to USD. Nova is also newer (launched in 2026) and has no native mobile apps.
Where Nova differs
Nova includes entity ownership and nesting in its one $150-a-year plan, shows the math behind every suggestion, and attaches a low/high range to each automated valuation. We found no equivalent per-suggestion panel or ranges on Kubera's public pages; that may be a documentation gap rather than a product gap.
See the full comparison with Copilot and Empower, or Nova vs Monarch.
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